Husker GMC Car Leasing Benefits


Leasing a car or SUV may be just the right option for you depending on a number of factors. If you're interested in having lower monthly payments and are unsure about getting into the long-term commitment of buying a car at this point in your life, then leasing a GMC in Lincoln, NE is a great alternative.

BEST CANDIDATES FOR CAR LEASING

  • You love new cars and desire showing off a new vehicle to your friends every few years or so.
  • You're tech-savvy and enjoy having a vehicle with the latest infotainment and safety technologies.
  • You can closely estimate how many miles you drive every year and don't expect a big increase in this number over the next few years.
  • You generally keep your cars in great condition and always stick to your maintenance schedule.
  • You like to familiarize yourself with a car very well before deciding to own it for the long term.

PRIMARY BENEFITS OF CAR LEASING

  1. You can own a better vehicle for less money per month. If you thought you couldn't afford one of our top-tier, fully loaded GMC models, leasing could make getting what you truly want much more attainable. Because lease payments are typically much lower than payments made toward purchasing a car, you can lease that top-of-the-line GMC Canyon, Sierra or Terrain without breaking your budget.
  2. You'll likely pay less money upfront. Leases often don't require big down payments, plus you may qualify for a zero-down lease from GM. This, along with having lower payments, can help increase your monthly cash flow, so you can invest in other things you're interested in - like finally saving up to go on that trip to Europe.
  3. Gain peace of mind with warranty coverage. Most leases are two to three years long, which falls within the period of warranty coverage. GMC's bumper-to-bumper warranty lasts 3 years or 36,000 miles, while the powertrain warranty lasts 5 years or 60,000 miles.

CAR LEASING LINGO - 3 MUST-KNOW TERMS

Here are a few key terms that will help you if you decide to lease a new GMC SUV or truck in Lincoln, NE.

Money Factor (also known as Lease Factor)
If you want to know the finance rate on a lease, just ask your associate for the "Money Factor" on the lease. It's represented in fractional form and can be multiplied by 2,400 if you want to see the number estimated as an annual percentage rate or APR.

Residual Value
This is what a car is expected to be worth at the end of a lease. It's similar to when you trade a car in or sell it after, say, 7 years for example; the amount the vehicle is worth at that point is your resale value. In the case of leasing, the number is called residual value and it's estimated upfront before lease inception. It also plays a big role in determining payments on a lease.

Adjusted Capitalized Cost
This is the final amount that your lease payments are based on. To get the adjusted capitalized cost of a leased car you first start with the gross price with taxes and applicable fees included, then subtract the down payment, a vehicle trade in or any other item that lowers the gross price.

To learn more about the benefits of car leasing and current lease incentives, call or visit Husker GMC! We look forward to helping you get into your dream car for less!

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